Gold Loan

Gold Loan

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Gold loan are instant loans raised against pledging of one’s own gold at a preapproved percentage of market value
SITS Gold loan is specially packed exotic products for our valuable customers to meet their various needs be it personal or business.

We at SITS provide Gold loan facility at all our branches instantly. We have various schemes customized and tailor made for your needs.

SICL Platinum Power

(With Effective From 1st April 2024)

Loan TenureSlabBasic Interest RateLTVLoan AmountProcessing Fee
6 Months
0-60 Days

61-120 Days

120-180 Days
18%

26%

34%
75%5000 – 200000
Up to 50K – RS.20/-
50000 – 100000 Rs.40/-
Above 180 days36%100000 – 150000 Rs.100/-
150000 – 200000 Rs.100/-

SICL EMI Suvidha

(With Effective From 1st April 2024)

Loan TenureSlabBasic Interest RateLTVLoan AmountCharges and Fees
12 Months 1 – 12 Months24%75%50000 – 200000Processing Fee – 1% of the loan amount
24 Months1-24 Months30%75%50000 – 200000Preclosure Charges 5%
36 Months1 – 36 Months36%50000 – 200000

Gold Loan Schemes

MAX CARE * PL
SITS EASY GOLD
MAX PLUS GOLD (SUPER)
SUNISCHITH 90
SITS EMI PLUS
SURAKASHA PLUS
MAX PLATINUM
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Customer
Reviews

People who are
responsible for our growth
Janardhanan N V

You are a true financial partner and the care and support of yours has allowed us to re navigate a challenging business atmosphere, and access capital during an incredibly turbulent time. Thanks SITS for being with me.

Janardhanan N V
Devarajan P

You have been a partner for all financial needs. I feel your staffs are helpful and understanding and has given me a customized solution. Great place to partner with

Devarajan P
Omana Unnikrishnan

Your customer service, door delivery service, prompt interest payments, follow-ups, hats off to SITS.

Omana Unnikrishnan
Divya Renjith

During covid times you helped me in rescheduling loans and understanding the pulse.

Divya Renjith
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FAQ

Knowing is your right

  • Question What is Gold Loan scheme ?
  • Question Who is eligible for a Gold Loan ?
  • Question What is interest rate ?
  • Question What are the documents required ?
  • Question What is duration of loan ?

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