An e-commerce graduate, taken a diploma in microfinance… More than 20 years of experience in serving various types of loans… Worked with Weizmann homes Ltd, Ujjivan financial services Pvt Ltd( currently ujjivan small finance bank), etc… For the last 3 years working in South Indian trading syndicate as a credit manager.

Srinivas heads the credit risk function at South Indian Credits. In his role, he is responsible for building credit risk models for our diverse clientele on a risk-based approach.

He spends most of his time monitoring the entire credit life cycle digitizing customer and process journeys (like collections management, frontline payment), setting up Early Warning Systems (EWS), building new models and analytics capabilities and leveraging the power of alternate data.

Earlier had spent more than 15 years in various roles across credit operations and finance at Ujjivan Small Finance Bank, Muthoot Group, and AIG to name a few. He graduated with a B.Com from MG University followed by a Diploma qualification in Microfinance from IIBF.